Lap Band Cost Without Insurance: How it’s Affordable

With a high success rate and the typical weight loss of 1-3 pounds each week for the first year after surgery, many American’s are looking into undergoing surgery for the lap band. This procedure can help those morbidly obese individuals lose up to as much as 100 pounds after surgery and effectively keep the weight off. However, the lap band procedure is a costly procedure that also requires several visits to a specialist for adjustments made to the lap band in the first year. Individuals interested in finding out the lap band cost without insurance, you may be disappointed in how unaffordable it is, depending on where in the country you live.

Lap Band Cost without Insurance: How you can afford it

If you’re looking for a solution to the lap band cost without insurance, an option available for you is financing, either from a loan through a private company or available financing from the medical facility where you would get the procedure done. Paying with credit is another option, if you’re able to meet the qualifications and have excellent credit. If neither or these options are available for you, you may be able to get help from federally funded programs.  lap band cost without insurance

Lap Band Cost without Insurance: Help through Medicare

Medicare is a federally funded health insurance program for individuals that are 65 years of age and older and also for those individuals that are younger with qualifying disabilities.  If you qualify for Medicare and are interested in the lap band cost without insurance, Medicare may be able to pay for the cost of the procedure by an approved surgeon. Some Medicare patients may be required to pay a co-payment, even if they qualify for Medicare. In order to qualify for the lap band procedure through Medicare, the individual must have a body mass index of greater than 35, have at least one additional health issue related to obesity, have been documented to have tried to unsuccessfully lose weight through exercise and dieting and previous medical treatments and your doctor finds it medically necessary for you to receive the surgery. You will not automatically qualify, even if you meet the qualifications for surgery as cases are reviewed on a patient by patient basis.

Lap Band Cost without Insurance: Qualifying for Medicaid

Those that don’t qualify for Medicare and are trying to find a way to afford the lap band cost without insurance can apply for Medicaid. Medicaid is a federally funded health insurance program for those low income individuals who cannot afford health insurance. Your qualifications will be based on your sole income and the size of your family.  If you do qualify for Medicaid, you will need to find a bariatric surgeon that accepts Medicaid insurance, as not all specialists will.  lap band cost without insurance

There are a few options for those that want to undergo the lap band cost without insurance. It’s wise to keep documentation of all or any medical treatments you have received due to health issues from obesity in order to qualify for federally funded programs.